Just Ask Joe
Advice on Mortgages, Marketing & Adventure!
Meridian Bank
610-739-6563
joe@joegonzalez.net
Welcome to our site!
Thank you for stopping by our mortgage web site. Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want y ...
8 Questions Your Lender Should Answer About Mortgage Rates
Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...
How Much Can I Afford?
How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...
Four Possible Reasons To Refinance
A mortgage is generally the largest debt most homeowners have to manage. It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...
Real Estate SEO isn't magic, but thankfully it's not rocket science either... - Part 2
Real Estate SEO isn't magic, but thankfully it's not rocket science either, its a simple business plan with a simple purpose.
Step 1: How To Develop a Solid SEO Strategy Than ...
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Real Estate SEO isn’t magic, but thankfully it’s not rocket science either… – Part 1
Real Estate SEO isn't magic, but thankfully it's not rocket science either,nevertheless, it does involve hard work.
There has been so much talk about Search Engine Optimization(SEO), especially amongst bloggers and business professionals. So muc ...
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4 Reasons NOT to Refinance
Mortgage rates are at historic lows & the refi calls continue to come in. However I find myself recommending to not refinance to many clients. Huh?! Yes you heard right! The loan officer (me), who earns a living ONLY when you refinance (commission paid sales person) is telling clients to not pay me! The what-choo-talkin'-bout-Willis look is cur ...
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Why Rent? Fixed FHA Mortgages at only 3.75% (5.092 APR)! King of Prussia, Plymouth Meeting, Phoenixville
Why Rent? Fixed FHA Mortgages at only 3.75% (5.092 APR)! King of Prussia, Plymouth Meeting, Phoenixville
Why haven't you bought a home yet? Is a 20% down payment keeping you from buying a home? Have you rented for a long time & just are ...
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My latest adventure – “how & where to” guide for Salmon Fishing in upstate NY
The year was 1983 & I was 8 years old. My father decided he was taking me to Pulaski, NY to go Salmon Fishing. Twenty eight years later, we haven't missed a year. If you're looking for a manly man's fishing trip that's not too far off, this is a ...
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Puerto Rico: Zip lining, Tarpon Fishing & a Wedding
Puerto Rico: Zip lining, Tarpon Fishing & a Wedding Although Summer was officially over in September, I wasn't quite ready. Back pack in hand (if you read previous posts, yo ...
